Two Words, One Answer.
ripping off
 Ripping the Roof Off Real Estate: How a Multi-Billion-Dollar Industry Came to Have an Identity Crisis $19.95 Mollie hits the bullseye with her indepth understanding of the problem of commission income in a fudiciary relationship. Implementation (change) is the brick wall to overcome. Would like to hear/read how Realtors are presenting and implementing the "get paid as you work" model. Every Realtor and their company needs to read this book.  Freud PGM1060 3 Blade 10-Inch 24 Tooth FTG Ripping Saw Blade, 10-Inch 50 Tooth Combination Saw Blade, and 10-Inch 80 Tooth ATB Cut-Off Saw Blade Combo Pack $259.80 I USE THESE BLADES ON MY POWERMATIC 66 SAW. I HAVE THOUSANDS OF HOURS OF EXPERIENCE BOTH PROFESSIONALY AND IN MY 1000 SF HOME SHOP. THESE ARE WITHOUT A DOUBT, THE BEST BLADES YOU CAN BUY. YOU WILL KEEP FEELING THE CUT BECAUSE IT'S SO SMOOTH AND THE QUALITY OF CUT IS 10 STARS. FOR THE AVERAGE WOODWORKER, EACH FREUD BLADE WILL LAST A LIFETIME WITHOUT THE NEED TO SHARPEN.  Your Bank Is Ripping You Off, Revised and Updated Edition $13.95 Great Book!My favorite, is the fact that the banks invented ATM and debit cards so that you would accidently overdraw your account. The banks accutually love it when you do that. They get to charge you for this little error. Actual cost of overdraft of a check:Computer Cost: 0.25 Employee's Processing cost: 0.50 Mailing cost of OD notice: 0.32 (not current rate)Total 1.07Now is that what they charge you no, they make a tidy profit about $24.00 if the charge was $25.He tells you ways to find the best mortgage, how to find an alternative checking account, and better ways to save that just letting the bank hold it for you.He states how to negotiate with the bank IF you choose to get a loan there. He tells you how points on a loan are like addiditional dealer profit that car dealers charge you for doing nothing! He also says how most banks' safety deposits can be jimmed with a screw driver and other reasons not to use them. He gives a few phone numbers on where to purchase mail order checks at half of what the bank charges. He also gives ways to find out if your bank is safe. But what about the FDIC. He gives reasons why that little FDIC sign at the bank should not be helping you to sleep at night.IT is a must read for anyone that uses a bank!There is so much more in the book, this is just the tip of the iceberg! |
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