mortgage resources

21st Century Essential Guide to Housing, Homeownership, and Real Estate - Credit, Financing, Federal Government Assistance Programs, Mortgages, Resources for Consumers, HUD and FHA Documents (CD-ROM)
$19.95
This up-to-date and comprehensive electronic book on CD-ROM presents an enormous library of documents and publications covering every aspect of housing, homeownership, and real estate, with coverage of the Housing and Urban Development (HUD) and many related federal agencies, including the Federal Reserve Board, Federal Trade Commission, the Office of Federal Housing Enterprise Oversight, the Federal Housing Finance Agency, the rescue of Fannie Mae and Freddie Mac, and much more. It contains an updated collection of the finest federal documents and resources on housing and real estate, with next-generation search technology that allows complete indexing and makes all files fully searchable! There is detailed coverage of new efforts by the federal government to provide struggling homeowners with mortgage relief and foreclosure prevention, including the complete text of the Housing and Economic Recovery Act of 2008, and information about the ongoing HOPE for Homeowners program. There is material about housing counseling, avoiding foreclosure rescue scams, and dealing with adjustable rate mortgages (ARMs). The scope of this material is truly incredible, providing federal government answers to virtually every possible question on housing, homes, and real estate issues: Homes, Homebuying, Homeownership, Renting, Home Improvements, Real Estate, Buying, Selling, Consumer Information and Advice, Real Estate Professional Information; Credit, Financing, Mortgages, Reverse Mortgages, Fixed-rate Mortgages, Adjustable-Rate Mortgages, Mortgage Insurance; Loan Applications, Fees, Closing and Closing Costs, Interest Rates, Foreclosures, Properties for Sale; Titles, Settlement, Appraisals, Escrow, Inspections; Single-family Homes, Multi-family Homes, Condos, Communities, Manufactured Homes; Fair Housing, Discrimination, Government Assistance, Funding, Public Housing, Homelessness; Housing for Veterans, Housing for Disabled, Housing for Native Americans.

2009 Ultimate Guide to Housing, Homeownership, and Real Estate - Credit, Financing, Federal Assistance, Mortgages, Resources for Consumers, HUD and FHA Documents (CD-ROM)
$19.95
This up-to-date and comprehensive electronic book on CD-ROM presents an enormous library of documents and publications covering every aspect of housing, homeownership, and real estate, with coverage of the Housing and Urban Development (HUD) and many related federal agencies, including the Federal Reserve Board, Federal Trade Commission, the Office of Federal Housing Enterprise Oversight, the Federal Housing Finance Agency, the rescue of Fannie Mae and Freddie Mac, and much more. It contains an updated collection of the finest federal documents and resources on housing and real estate, with next-generation search technology that allows complete indexing and makes all files fully searchable! There is detailed coverage of new efforts by the federal government to provide struggling homeowners with mortgage relief and foreclosure prevention, including the complete text of the Housing and Economic Recovery Act of 2008, and information about the ongoing HOPE for Homeowners program. There is material about housing counseling, avoiding foreclosure rescue scams, and dealing with adjustable rate mortgages (ARMs). The scope of this material is truly incredible, providing federal government answers to virtually every possible question on housing, homes, and real estate issues: Homes, Homebuying, Homeownership, Renting, Home Improvements, Real Estate, Buying, Selling, Consumer Information and Advice, Real Estate Professional Information; Credit, Financing, Mortgages, Reverse Mortgages, Fixed-rate Mortgages, Adjustable-Rate Mortgages, Mortgage Insurance; Loan Applications, Fees, Closing and Closing Costs, Interest Rates, Foreclosures, Properties for Sale; Titles, Settlement, Appraisals, Escrow, Inspections; Single-family Homes, Multi-family Homes, Condos, Communities, Manufactured Homes; Fair Housing, Discrimination, Government Assistance, Funding, Public Housing, Homelessness; Housing for Veterans, Housing for Disabled, Housing for Native Americans.

Understanding Your Mortgage
$11.95
_Lose Your Mortgage_ brings forward an important discussion: that of paying off your home and owning it free and clear rather than having a lifelong payment relationship with your lender. Its explanations of what it costs you to ignore the way monthly compounding works would be eye-opening to new homebuyers, though the examples using 10% interest are not very realistic for the 2006 revision date of this volume when rates were at their lowest in decades. (People with adjustable rates might be nearer 10% than 5%, but that wasn't the majority of the buying public in '06.)

Though the language sounds a little old-fashioned, its description of how to accomplish the same savings as one could with a biweekly mortgage - even if your lender isn't affiliated with a biweekly program - is certainly easy to follow and unmistakable.

Where the book falls down is in covering some of the more modern and in vogue techniques, such as using home equity in case you don't have the funds to double payments as the authors suggest. I would recommend Harj Gill's _Own Your Home Years Sooner_ or John Barker's _Let Your Mortgage Make You Rich!_ as more complete texts on mortgage reduction, with the latter covering the most approaches.